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The lighthouse at Peggy’s Cove at dusk

Peggy’s Cove, St. Margarets Bay

15 minutes · Zoom · no fee

Book a 15-minute call

Two short steps: tell Riley a little about your plans, then pick a time. The Zoom link arrives by email. Fifteen minutes covers what you qualify for, your closing costs, and whether a broker or your own bank is the better route.

1 Your details 2 Pick a time

Book your free 15-minute call

About a minute. Next you choose a time for a free 15-minute Zoom call — nothing here is asked again.

What can Riley help with?

  • No credit check
  • $0 broker fee on standard mortgages
  • NS licence 3001134

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Call (902) 298-0218 or email [email protected].

What a first call covers

The first call
  1. What you are likely to qualify forA rough maximum price and payment at the qualifying rate
  2. Closing costs for a specific propertyThat municipality’s deed transfer tax and the rest of the cash to close
  3. Broker or bank, for your fileSometimes your bank is the answer, and Riley says so
  4. TimelineWhat must happen before a firm approval, and how long

Nothing is pulled on your credit; nothing to sign.

Pre-approval · Deed transfer tax · What a broker costs · How long approval takes

Five-plus units or commercial property: Indi Mortgage Commercial Division, not this call.

Why a broker

Licensed, independent, paid by the lender

  • Licensed in Nova Scotia Associate broker 3001134, verifiable on the provincial register
  • $0 broker fee On a standard residential mortgage the lender pays, not you
  • Banks, credit unions, monolines One application, one credit check, placed with the lender that reads your file best
  • Every part of the province Bedford office, remote process: Yarmouth to Sydney, the same four steps