Book a 15-minute call
Tell us when suits and Riley calls you. Calls are Monday to Friday, 9:00 am to 5:00 pm Atlantic. If you are outside those hours, say so in the notes and we will find a time.
A calendar-booking link can be added here so you can pick a slot directly. Until then, use the form below and Riley will confirm the time by email.
What a first call covers
Fifteen minutes is enough to get an honest read on your file. Riley will usually cover four things.
- What you are likely to qualify for. A rough maximum purchase price and payment, based on income, debts and down payment, stressed at the qualifying rate. How pre-approval works →
- Closing costs for a specific property. If you have a house in mind, the deed transfer tax for that municipality, legal fees and the other cash you will need on closing day. Deed transfer tax by municipality →
- Broker versus bank for your file. Sometimes your bank is the right answer. Riley will say so. What a broker costs →
- Timeline. What has to happen between now and a firm approval, and how long each step takes. How long approval takes →
Nothing is pulled on your credit during the call and there is nothing to sign. If you would rather start with the form, apply for a pre-approval and Riley will call you anyway. Phone is (902) 298-0218.
Buildings with five or more units, mixed-use and commercial property are handled through Indi Mortgage Commercial Division, not on this call.