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Bedford Basin from the Bedford shore

Bedford Basin

Riley Oickle · Associate Mortgage Broker, Nova Scotia

I’m Riley. I arrange mortgages for people across Nova Scotia.

Riley Oickle, associate mortgage broker

A little bit about me

The LaHave River at Bridgewater, with the bridge and riverside houses

I grew up in Bridgewater, on the South Shore. Nova Scotia is home, and it’s where I wanted to do this work.

Riley scuba diving with a friend over a reef, both giving the shaka sign
Riley and a friend surfing small waves on longboards
Riley mid-stride in a Spartan obstacle race

Outside of work I’m usually outside. Surfing in Nova Scotia, diving whenever I can get somewhere warm, and the odd Spartan race. Most of it with my partner, Christy.

I’m part of two groups of business owners in Atlantic Canada.

Riley with his Wallace McCain Institute cohort in front of the institute banner
Wallace McCain Institute

The Wallace McCain Institute at the University of New Brunswick, with my cohort. A program that puts Atlantic Canadian owners in a room together and keeps them there.

Riley with the Entrepreneurs’ Organization Atlantic Canada chapter, in matching blue shirts
Entrepreneurs’ Organization, Atlantic Canada

Entrepreneurs’ Organization, Atlantic Canada chapter. Owners who meet regularly and tell each other the truth about their businesses.

Riley holding his Bengal cat outdoors at sunset

And I recently got a Bengal cat, who keeps me busy at home and comes for walks in the park.

What I believe about mortgages

  1. Sometimes your bank is the right answer. If it is, I’ll tell you, and you’ll have spent fifteen minutes finding out.
  2. The lowest rate is not always the best mortgage. Penalties, portability and prepayment room decide more than a quarter point does.
  3. You should be able to explain your own mortgage. If you can’t say why a lender wants it structured a certain way, I haven’t finished my job.
  4. Every number gets shown before you sign. The premium, the tax, the payment at the stress-test rate. Nothing lives in the fine print.
  5. I don’t quote a rate before I’ve seen the file. A rate on a website is a guess. A rate on a commitment is a promise.

Check me out

How I handle your file, fees and privacy →

Now that you know a bit about me, I’d like to hear about you.

What you’re hoping to do, where you’re at with it, and what’s on your mind. Fifteen minutes on the phone, no forms first, no credit check, and no pressure either way.

Book a call with Riley

(902) 298-0218 · Monday to Friday, 8:00 am to 10:00 pm Atlantic