Bedford Basin
I’m Riley. I arrange mortgages for people across Nova Scotia.
A little bit about me
I grew up in Bridgewater, on the South Shore. Nova Scotia is home, and it’s where I wanted to do this work.
Outside of work I’m usually outside. Surfing in Nova Scotia, diving whenever I can get somewhere warm, and the odd Spartan race. Most of it with my partner, Christy.
I’m part of two groups of business owners in Atlantic Canada.
The Wallace McCain Institute at the University of New Brunswick, with my cohort. A program that puts Atlantic Canadian owners in a room together and keeps them there.
Entrepreneurs’ Organization, Atlantic Canada chapter. Owners who meet regularly and tell each other the truth about their businesses.
And I recently got a Bengal cat, who keeps me busy at home and comes for walks in the park.
What I believe about mortgages
- Sometimes your bank is the right answer. If it is, I’ll tell you, and you’ll have spent fifteen minutes finding out.
- The lowest rate is not always the best mortgage. Penalties, portability and prepayment room decide more than a quarter point does.
- You should be able to explain your own mortgage. If you can’t say why a lender wants it structured a certain way, I haven’t finished my job.
- Every number gets shown before you sign. The premium, the tax, the payment at the stress-test rate. Nothing lives in the fine print.
- I don’t quote a rate before I’ve seen the file. A rate on a website is a guess. A rate on a commitment is a promise.
Check me out
- Licence. Associate Mortgage Broker, Nova Scotia licence 3001134, on the provincial public register. Licensing and disclosure →
- Brokerage. INDI THE INDEPENDENT MORTGAGE COMPANY LTD., brokerage licence 3000688, on the brokerage register.
- Office. 30 Damascus Rd, Suite 212, Bedford, NS B4A 0C2. Monday to Friday, 8:00 am to 10:00 pm Atlantic. Google Business Profile →
- Book. $10M Deals: Financial Freedom With Real Estate Investing, on the arithmetic of buying property.
- Commercial lending. Five units and up, I work through Indi Mortgage Commercial Division.
- Where I work. All of Nova Scotia, from the Bedford office to Halifax, Truro and Sydney. Every town →
Now that you know a bit about me, I’d like to hear about you.
What you’re hoping to do, where you’re at with it, and what’s on your mind. Fifteen minutes on the phone, no forms first, no credit check, and no pressure either way.
(902) 298-0218 · Monday to Friday, 8:00 am to 10:00 pm Atlantic